List of banks with high TX ratio

Texas ratio is a measure of a bank's credit troubles. It is a way to measure how risky a bank is. The higher the Texas ratio, the more severe the credit troubles. Any bank with a TX Ratio near or greater than 100% is considered at risk. Here is the list of riskiest banks with TX ratio of 100 or higher.

As of Q3 2015
Bank Name Address TX Ratio
Beach Community Bank17 Southeast Eglin Parkway, Fort Walton Beach, FL529.32
American Patriot Bank3095 East Andrew Johnson Highway, Greeneville, TN482.03
First City Bank of Florida135 Perry Avenue, S.E., Fort Walton Beach, FL457.61
Gwinnett Community Bank2775 Buford Highway, Duluth, GA403.83
WestSide Bank56 Hiram Drive, Hiram, GA317.74
Fayette County Bank320 North Main Street, Saint Elmo, IL301.38
Gulf Coast Community Bank40 North Palafox Street, Pensacola, FL288.57
Nantahala Bank & Trust Company120 Siler Road, Franklin, NC278.32
Pinnacle Bank1113 Saxon Boulevard, Orange City, FL275.36
CornerstoneBank2060 Mount Paran Road, Northwest, Suite 100, Atlanta, GA273.16
Providence Bank4955 Windward Parkway, Alpharetta, GA267.03
South Carolina Community Bank1545 Sumter Street, Columbia, SC265.95
Cecil Bank127 North St, Elkton, MD260.82
Sevier County Bank111 East Main Street, Sevierville, TN260.45
Foothills Community Bank70 Carlisle Road, Dawsonville, GA259.6
Farmers & Merchants Bank4 N Carter St, Lakeland, GA254.72
Northside Bank7741 Adairsville Highway, Adairsville, GA253.73
Legacy State Bank3825 Harrison Road, Loganville, GA252.29
Community Bank and Trust - West Georgia201 Broad Street, Lagrange, GA246.8
First South Bank1450 John B White Sr Blvd, Spartanburg, SC230.39
Eastern Savings Bank, FSB11350 Mccormick Road, Hunt Valley, MD223.03
American Metro Bank4878 North Broadway, Chicago, IL208.18
First CornerStone Bank1004 West Ninth Avenue, King Of Prussia, PA203.41
Horry County State Bank5009 Broad Street, Loris, SC203.3
First Southern Bank6365 Highway 84, Patterson, GA202.18
State Bank of Herscher10 Tobey Drive, Herscher, IL198.01
Bank of Eastman130 Oak Street, Eastman, GA195.44
City National Bank of New Jersey900 Broad Street, Newark, NJ193.62
Signature Bank of Georgia6065 Roswell Road, Suite 110, Sandy Springs, GA192.36
State Central Bank612 1st Street, Bonaparte, IA189.43
Pinnacle Bank4201 W New Hope Rd, Rogers, AR188.17
Enterprise Bank of South Carolina13497 Broxton Bridge Road, Ehrhardt, SC186.16
First Chatham Bank111 Barnard Street, Savannah, GA184.09
Monterey County Bank601 Munras Avenue, Monterey, CA183.84
Peoples Bank & Trust1899 Buford Highway, Buford, GA182.35
First Bank and Trust Company of Illinois300 East Northwest Highway, Palatine, IL179.28
The Bank of Commerce1858 Ringling Boulevard, Sarasota, FL178.58
Citizens State Bank201 East King Avenue, Kingsland, GA173.28
EverBank501 Riverside Avenue, Jacksonville, FL170.49
Triad Bank, National Association7666 East 61st Street, Suite 150, Tulsa, OK164.13
The Woodbury Banking Company33 Jones Mill Road, Woodbury, GA162.93
Commerce Bank of Arizona3805 East Broadway Boulevard, Tucson, AZ161.09
Builders Bank203 North Lasalle Street, Suite M-5, Chicago, IL161.03
CenTrust Bank, National Association385 Waukegan Road, Northbrook, IL160.77
Guaranty Bank501 West Northshore Drive, Milwaukee, WI157.66
The Heritage Bank300 South Main Street, Hinesville, GA157.11
Seaway Bank and Trust Company645 East 87th Street, Chicago, IL152.25
The First State Bank660 Central Avenue, Barboursville, WV151.32
Community Bank and Trust - Alabama202 North Powell Street, Union Springs, AL149.63
Superior Bank90 Village Square Shopping Center, Hazelwood, MO147.72
Civis Bank210 East Main Street, Rogersville, TN144.43
First National Bank of Brookfield9136 Washington Avenue, Brookfield, IL144.01
Advantage Bank1475 North Denver Avenue, Loveland, CO142.9
Persons Banking Company88 North Lee Street, Forsyth, GA139.26
Lafayette State BankMain And Lafayette Streets, Mayo, FL139.04
1st Advantage Bank240 Salt Lick Road, Saint Peters, MO136.88
Affinity Bank5660 New Northside Drive, Suite 200, Atlanta, GA135.82
F & M Bank and Trust Company142 West Main Street, Manchester, GA133.48
MidFirst Bank501 Nw Grand Boulevard, Oklahoma City, OK133.19
Securant Bank & TrustW178 N9358 Water Tower Place, Menomonee Falls, WI132.83
United Trust Bank12330 South Harlem Avenue, Palos Heights, IL132.45
Alamerica Bank2170 Highland Avenue, Birmingham, AL131.81
Eagle Community Bank9600 Upland Lane North, Maple Grove, MN131.32
Community 1st Bank Las Vegas600 Douglas Ave, Las Vegas, NM130.53
First Covenant Bank1731 N Elm St, Commerce, GA126.24
Allied Bank311 Main Street, Mulberry, AR123.93
The Peoples Bank209 South Jefferson Street, Eatonton, GA123.76
Homebanc National Association3701 West Lake Mary Boulevard, Lake Mary, FL121.8
Georgia Primary Bank3880 Roswell Road, Ne, Atlanta, GA119.25
American Enterprise Bank600 North Buffalo Grove Road, Buffalo Grove, IL118.62
Illinois-Service Federal Savings and Loan Association4619 S Martin L King Drive, Chicago, IL117.72
Liberty FSB401 West Broadway, Enid, OK117.41
PBI Bank2500 Eastpoint Parkway, Louisville, KY116.49
The Bank of Macks Creek41 State Rd W, Macks Creek, MO113.95
Harvest Community Bank285 North Broadway, Pennsville, NJ112.18
SunSouth Bank108 Jamestown Blvd., Dothan, AL110.94
Columbia Savings and Loan Association2020 W Fond Du Lac Ave, Milwaukee, WI110.61
First Citizens Bank of Polson, National Association213 First Street West, Polson, MT109.19
Friends Bank2222 State Route 44, New Smyrna Beach, FL108.26
Delta Bank, National Association611 North Main Street, Manteca, CA107.68
Bank of WashingtonMain And Oak Streets, Washington, MO105.95
North Milwaukee State Bank5630 West Fond Du Lac Avenue, Milwaukee, WI105.56
Georgia Heritage Bank18 Georgia Heritage Place, Dallas, GA103.93
The Equitable Bank, S.S.B.2290 North Mayfair Road, Wauwatosa, WI103.25
Park Federal Savings Bank5400 South Pulaski Road, Chicago, IL101.74
Cornerstone Bank9120 W. 135th Street, Overland Park, KS99.44